The Total Money Makeover

Read this on and off for the last couple of months. Finally finished it today. I definitely took some notes while reading, like the budget envelope and snow ball effect.

My only issue was that a lot of these people used as examples were either married or were well off from the get go. Not everyone's life is cut and dry. My mother raised my sister and I alone and couldn't deposit money into her 401k. She just know is starting one at 46 years old.

I have 4K worth of credit card debt that I'm trying to pay off by March 2021. Hoping the tips I learned from this book help.