Recommend this book for anyone who feels any type of way about having a financial plan -- be it curious, intimidated, discouraged, enthusiastic, or anywhere in between.
If at the initial stage of creating a budget, it may mean reading only Chapter 1 for how to start, where you are, with what you have. Template and sample worksheet included.
For those a little further along who've stuck with a budget for a while and feel solid underfoot, this book does a commendable job demystifying the basics of investing -- there's no anecdotal fluff, no fear-mongering, no gimmicky, zero-to-financial-hero in 30 days, and it definitely does not advocate anyone stoically suffer decades of joyless, deprivation for the sake of 'Some Day'. In other words, this book doesn't attempt to push any emotional triggers. If anything, it's accessible language and layout from one chapter to the next is careful to point out the benefits when financial decision-making isn't led by emotional highs and lows.
For those already investing, this book works as a friendly reminder that there's no One-Size-Fits-All portfolio, and provides an opportunity to reassess whether where you started still works for where you are now
TLDR for those "jumping into the stock market": easy to follow, sensibly written, introduces clearly foundational components and concepts, informs the reader enough to know where and how to learn more on their own. Worth the read.
Recommend this book for anyone who feels any type of way about having a financial plan -- be it curious, intimidated, discouraged, enthusiastic, or anywhere in between.
If at the initial stage of creating a budget, it may mean reading only Chapter 1 for how to start, where you are, with what you have. Template and sample worksheet included.
For those a little further along who've stuck with a budget for a while and feel solid underfoot, this book does a commendable job demystifying the basics of investing -- there's no anecdotal fluff, no fear-mongering, no gimmicky, zero-to-financial-hero in 30 days, and it definitely does not advocate anyone stoically suffer decades of joyless, deprivation for the sake of 'Some Day'. In other words, this book doesn't attempt to push any emotional triggers. If anything, it's accessible language and layout from one chapter to the next is careful to point out the benefits when financial decision-making isn't led by emotional highs and lows.
For those already investing, this book works as a friendly reminder that there's no One-Size-Fits-All portfolio, and provides an opportunity to reassess whether where you started still works for where you are now
TLDR for those "jumping into the stock market": easy to follow, sensibly written, introduces clearly foundational components and concepts, informs the reader enough to know where and how to learn more on their own. Worth the read.